Terms of Service

Last updated: March 18, 2026

Acceptance of Terms

These Terms of Service govern your use of FutureLearn Malaysia and its services. By accessing, browsing, or using our website, you agree to be bound by these terms and all applicable laws and regulations. We provide comprehensive information on education fund planning, SSPN savings schemes, and tuition cost estimation resources for Malaysian families. Your use of our platform constitutes your acceptance of these conditions in their entirety. If you do not agree with any part of these terms, you must discontinue use of our services immediately. We reserve the right to modify these terms at any time, and your continued use following such modifications constitutes acceptance of the updated terms. It is your responsibility to review these terms periodically to ensure you remain informed of any changes.

User Obligations

Users are responsible for maintaining the confidentiality of any account information and passwords associated with our services. We are not liable for any unauthorized use of your account or any loss or damage resulting from your failure to protect your login credentials. You agree not to use our platform for any unlawful purposes or in any way that could damage, disable, or impair our services. This includes uploading viruses, malware, or engaging in any form of harassment, discrimination, or fraudulent activity. Users must provide accurate and complete information when using our services. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of our website without express written permission. All content accessed through our platform is intended for personal, non-commercial educational use only. You are responsible for complying with all applicable laws and regulations in your jurisdiction.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and educational materials, is the exclusive property of our organization and is protected by international copyright laws. We retain all intellectual property rights related to our educational resources, savings planning tools, and scholarship information databases. Users are granted a limited, non-exclusive, non-transferable license to access and use our content for personal educational purposes only. You may not modify, translate, adapt, or create derivative works based on our materials without our explicit written consent. Unauthorized reproduction, distribution, or transmission of any content is strictly prohibited. We value the contributions of our users and welcome feedback, but we claim no ownership rights to any suggestions or improvements you provide. Any content you submit remains your property, but you grant us the right to use it for improving our services.

Limitation of Liability

We provide our educational resources and planning tools on an “as is” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of information regarding education costs, SSPN schemes, or scholarship opportunities. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. This includes damages for loss of profits, data, or goodwill, even if we have been advised of the possibility of such damages. While we strive to provide accurate financial and educational planning information, you should consult qualified financial advisors before making investment or savings decisions. We are not responsible for decisions made based on our content. Our total liability to you for any claim shall not exceed the amount you paid for our services, if applicable.

Termination of Access

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Termination may occur if you violate these terms, engage in fraudulent activity, or use our platform in ways we deem harmful or inappropriate. Upon termination, your right to use our services ceases immediately, and you must destroy any downloaded materials or content. We may also terminate our services entirely or modify features without prior notice. In the event of termination, we are not liable for any losses or inconvenience you may experience. Any provisions that should reasonably survive termination, including intellectual property rights and limitation of liability clauses, shall continue to apply. You may request termination of your account at any time, and we will process such requests in accordance with our data protection policies and legal obligations.