Disclaimer

General Disclaimer

This Disclaimer applies to the use of FutureLearn Malaysia and its content. We provide information for general educational purposes only. All content on our website, including articles, guides, calculators, and resources related to education fund planning, SSPN savings schemes, tuition cost estimation, and scholarship opportunities, is intended to offer general information and guidance.

We do not guarantee the accuracy, completeness, or timeliness of any information provided on our website. While we strive to ensure all content is current and helpful, educational funding landscapes, scholarship programs, and savings scheme guidelines may change frequently. We recommend verifying any critical information with official sources, financial institutions, or relevant government agencies in Malaysia before making decisions based on our content.

Your use of this website and reliance on any information contained herein is entirely at your own risk. We shall not be liable for any errors, omissions, or inaccuracies in the content provided.

No Professional Financial Advice

The content on our website, including education fund planning guides, SSPN scheme overviews, and savings approach recommendations, should not be construed as professional financial, legal, or investment advice. We are not licensed financial advisors, and nothing on this website constitutes a personalized financial recommendation tailored to your specific circumstances.

Education funding decisions involve complex considerations including your family’s financial situation, risk tolerance, goals, and personal circumstances. We strongly encourage you to consult with qualified financial advisors, education consultants, or licensed professionals before making significant decisions regarding your child’s education funding. Any tools, calculators, or frameworks we provide are for informational purposes only and should not be the sole basis for financial decisions.

We do not accept responsibility for any financial decisions made based on information found on our website. Each family’s situation is unique, and what works for one family may not be suitable for another.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access to or use of this website or any information contained herein. This includes, but is not limited to, damages resulting from educational decisions, financial investments, scholarship applications, or savings plan selections based on our content.

We do not warrant that our website will be uninterrupted, error-free, or free from viruses or harmful components. We are not responsible for any technical issues, website downtime, or data loss that may occur.

• We are not liable for decisions made regarding SSPN account setup or management
• We assume no responsibility for changes in government education policies or scholarship availability
• We are not accountable for third-party links or external resources referenced on our site
• We do not guarantee returns on education savings or investment performance

By using this website, you acknowledge and accept these limitations of liability and agree that we shall not be held responsible for any adverse outcomes resulting from your use of our services or reliance on our information.

Updates and Changes

We may update or modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of our website following any modifications constitutes your acceptance of the updated Disclaimer. We encourage you to review this Disclaimer periodically to stay informed of any changes.

Similarly, we reserve the right to modify, update, or remove any content on our website, including education fund planning guides, SSPN information, tuition cost estimates, or scholarship resources, without notice. Information may change due to policy updates, scheme modifications, or other factors beyond our control.